Financial Services

Digital data analysis

Consulting

reimagined

We are breaking new grounds in corporate finance by setting standards with digital solutions for our customers. Swiftly, efficiently and sustainably.

Learn more about our financial services

With our software solution ASTRALYS we set new standards in KPI analysis and internal controlling for our corporate customers. Record key figures in real-time, monitor developments, and forecast future performance.

Learn more about our digital data analytics.

Supported by many years of experience and our digitalized analysis process, we advise our customers with a focus on sustainably increasing performance, reducing financing costs, and identifying internal weaknesses at an early stage by using key figures.

Learn more about our consulting services.

Portfolio

Our financing portfolio is as unique as our customers' needs. We are happy to provide a market-oriented solution for investments to our customers.

Financing

We structure and organize project financing of various sizes and requirements for companies, mainly from the German SME sector. In doing so, we focus on quick decision-making and individualized solutions.

Leasing

With classic leasing models, we support our customers in the acquisition of machinery, equipment, and vehicles of all kinds. We act independently and free of banks and manufacturers and we develop suitable solutions with the shortest decision-making possible.

Hire purchase

Hire-purchase is the most popular option in asset based financing for our customers. As a result, the financed objects are included in the fixed assets and are depreciated. Hire-purchase is especially recommended for subsidies and investment provisions.

Working capital loans

Working capital loans and purchase financing are characterized by high flexibility, short terms and the possibility to redeem the loan at any time free of charge. Optimized for material restocking, using payment or quantity discounts.

Discover your key performance indicators in a new way

With our software ASTRALYS you accelerate your controlling department to the fast lane. You receive comprehensive insights into your companies efficiency. By scoring key figures and mastering insights, customers gain support in decision making. With the integrated monitoring dashboard you derive trends and observe your performance with the possibility to create balance sheet forecasts and analyze different market scenarios. The prewarning system allows to react to KPI irregularities and identify their cause.
scoring

Use Cases

Efficiency reimagined.

Transaction security

We develop digital rating and analysis software for companies that enter into a permanent contractual relationship with customers or suppliers (e.g., loan or lease agreements). Our cloud-based software aims to reduce defaults and avoid subsequent costs. By identifying declines in creditworthiness and possible contractual consequences, we additionally improve the safety of your transactions.

Financial Services

Financial service providers derive credit decisions on key performance indicators (KPI). With our cloud-based software ASTRALYS, complex and advanced KPIs are calculated within seconds and recorded in a monitoring dashboard. Analysts can use our automated data processing to support decisions and monitor the performance of customers.

Controlling

ASTRALYS enables our customers' controlling department to determine daily-updated KPIs and compare them with historical and planned figures. Our early warning system additionally reports deviations from planned values and allows to quickly initiate countermeasures.

Financial Advisory

Our team of financing specialists and strategy and tax experts advises companies on process and KPI optimization. Weak financial figures result in risk premiums or even in the rejection of financing. Our consulting approach is driven by reducing financing costs and the long-term optimization of corporate KPIs, supported by digital data analysis.

Management

We represent experience and innovation.

We aspire to exploit the customers' full potential and make processes better. To do so, we regularly put our actions to test and use our experience in software development and financial services to act flexibly to market changes for our customers.
For each of our projects, we not only carry the responsibility as a business advisor but also see it as our long-term goal to be a trustworthy partner for your company
Please don't hesitate to contact us personally (Chris Keller and Dr.-Ing. Nico Engel).
Kerentia Team

News

Deal Announcement

03.09.2024
Kerentia GmbH successfully advises and structures financial framework for a client amounting to approximately 80 million EUR.

Development of an LLM for Annual Financial Statements

22/07/2024
Kerentia presents a prototype of an LLM for automated analysis and evaluation of financial statements and annual reports.

Astralys Certified for Digital Bonus

22/02/2024
Kerentia and Astralys.ai are certified for the digital bonus of the participating federal states. Contact us for more information on how you can benefit from the subsidy.

Germanys 20 Fintech Companies

17/11/2023
We are happy to announce and share that Kerentia GmbH is named 1 of 20 AI fintech companies in Germany, that have the potential to revolutionize and disrupt the financial and banking sector.

Collaboration with Tom Hegen

04/10/2023
We proudly present a selection of photographs by aerial photographer Tom Hegen. The stunning pictures will enrich the login area of Astralys.ai for the next few months.

Mentoring: Startupteens

22/09/2023
Kerentia is a member of the Startupteens mentoring program and will now support young entrepreneurs in realizing their business ideas.

Astralys: Benchmark Feature available

14/08/2023
With the new benchmark feature, relevant key figures can be evaluated in comparison to the industry in order to analyze the company's performance.

Astralys: Forecasting-Update

05/06/2023
With the latest update Astralys allows to calculate forecasts. We are pleased to provide further functionality to increase efficiency for our customers.

TaxArena Munich 2023

19/04/2023
At TaxArena 2023 in Munich, we were able to present our innovative KPI analysis tool Astralys.ai and establish exciting new partnerships.

ING Bank: New partnership for corporate financing

02/03/2023
With ING Bank, Kerentia GmbH gains a new valuable partner for corporate financing and expands the offer for our customers.

Sustainable AI

07/02/2023
appliedAI is inviting us to the Partner Meetup 'Sustainable AI' at the Munich Urban Colab on the 2nd of March 2023. We will be there and are looking forward to an interesting day with exciting presentations.

E-Commerce Expo 2023

12/01/2023
Meet us and over 9000 other participants on 23.02.2023 at STATION Berlin. We look forward to great conversations and new ideas in the online retail market.